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Deposit Rates

Rates are accurate as of November 13, 2013

Checking Accounts

Account TypeMinimum DepositInterest RateAPY*
Regular Now Checking $1,000.00 0.05% 0.05%
Super Now Interest Checking $1,000.00 - 2,499.99 0.05% 0.05%
$2,500.00 and over 0.07% 0.07%
Insured Money Market $1,000.00 - 2,499.99 0.05% 0.05%
$2,500.00 - 9,999.99 0.07% 0.07%
$10,000 - 19,999.99 0.10% 0.10%
$20,000.00 and over 0.15% 0.15%

Plateau Premium Investment

(Minimum deposit of $25,000 to open)

$1.00 - $14,999.99 0.05% 0.05%
$15,000 - 24,999.99 0.12% 0.12%
$25,000.00 and over 0.17% 0.17%
Statement Savings Account $1.00 0.10% 0.10%

 

Time Deposits

Account TypeMinimum DepositInterest RateAPY*
91 Day Time Deposit $1,000.00 0.17% 0.17%
182 Day Time Deposit $1,000.00 0.23% 0.23%
One Year Time Deposit $500.00 0.33% 0.33%
18 Month Time Deposit $500.00 0.37% 0.37%
Two Year Time Deposit $500.00 0.45% 0.45%
Thirty Month Time Deposit $500.00 0.55% 0.55%
Three Year Time Deposit $500.00 0.60% 0.60%
Five Year Time Deposit $500.00 1.20% 1.21%

 

Individual Retirement Accounts

Account TypeMinimum DepositInterest RateAPY*
One Year Time Deposit $250.00 0.43% 0.43%
Two Year Time Deposit $250.00 0.55% 0.55%
Five Year Time Deposit $250.00 1.30% 1.31%

 

Special

Account Type Minimum Deposit Interest Rate APY*
30 Month Bump $5,000.00 0.50% 0.50%

(One deposit per term for a minimum of $1,000.00 may be added to the 30 month bump) 

 

* Denotes Annual Percentage Yield

Fees could reduce the earnings on the account.
Other requirements and conditions may apply. For more information about a particular account, please request a Truth-in Savings Disclosure or discuss with one of our account representatives or officers.
Please note that early withdrawal penalties may apply to time deposits, vacation clubs and to Christmas Clubs.
For further information, you may write us at P.O. Box 929, Petersburg, WV 26847 or telephone (304)257-4111.