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It’s the most wonderful time of the year. And although 2022 is coming to an end, it isn’t too early to start saving for Christmas 2023!

The holidays tend to sneak up on us every year. Your young son might want a new Playstation, or your teenage daughter might need a vehicle. Do you want to gift your significant other a vacation next year? Are you planning to purchase concert tickets for an upcoming tour? Will it be your turn to host the family holiday gathering? Set aside funds little by little, all year-round for holiday-related expenses. This is an opportunity to accumulate funds and be confident in how you spend them. Struggling to manage your finances at the last minute makes purchasing gifts difficult. Not to worry, that is what the Grant County Bank Christmas Club is available for! 

When you join the GCB Christmas Club, you are gifting yourself a stress-free holiday season to look forward to next year. Read on to learn more about the benefits of becoming a member.

Grant County Bank Club Accounts in short, allow you to “save it and forget it”. With competitive interest and digital banking features, when it is time to pay for those holiday expenses, your funds will be readily available for you. It’s that easy!  

The Christmas Club is a savings account that helps you manage your funds intended specifically for holiday expenditures. There is no need to adjust your established budget or scramble to find extra cash to spend at the end of the year when your savings are automated.

By joining the GCB Christmas Club you can avoid holiday-induced debt and stress, and feel secure in the fact that you will have funds ready to spend when you need to spend! Membership grants you 24/7 access to numerous e-services such as online banking, mobile banking, and e-statements for FREE. However, you must make a minimum $5 deposit to open your account. 

Another great benefit…there is competitive interest on your entire balance. Interest on this account will be compounded and credited annually. Additionally, there are no minimum balance requirements, as well as no monthly maintenance fees. 

You will be able to make deposits into your Christmas Club Account at any time, in any amount you feel comfortable with. With advances in technology and savings tools, you do not even have to visit the bank to make your deposits anymore, you can successfully make your deposits online. Funds will be automatically released by check or by deposit into a GCB account in October, however, keep in mind that penalties will be applied when early withdrawals are made.

It’s never too early to start saving for next year! GCB is here to help you finish out the year grateful for what you’ve earned and saved, and head into the new year comfortable with your budget. Add a new tool to your savings strategy. Click here to apply to join our GCB Christmas Club today!